Introducing Regchain

What is Regchain?

Activating new value for organisations through trusted risk management services, Regchain is our immutable backbone on which all our product offerings - such as Stryd - are built on. Regchain significantly improves your efficiency, accuracy and profitability of home loan related risk management in one platform. Regchain's unique API's and rules engines enables automation of data collection and calculations and reporting for normally complex and highly manual risk management processes. Our unique, immutable data ledger not only provides transparency and trust in your home loan data, it means it can be easily shared across your ecosystem for all home loan related risk and reporting management processes.

The Regchain platform is built using a headless microservice architecture which means our solution can sit alongside your existing infrastructure and grow in partnership with your technology as your cloud based applications increase.

All of the Regchain services align with CDR, LIXI and other common industry standards to optimise your time and accuracy when relying on Regchain to support your current risk processes.

Key Features and Benefits

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Unique, channel-agnostic approach to storing and categorising data

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Improves lending risk assessment and pricing

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Utilises Open Banking data for product and pricing offers

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Automated, risk-based pricing delivers better outcomes for consumers by helping ensure a faster time to Yes with optimised product and pricing offers

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Aligns to common industry data standards, including LIXI and Open Banking within Consumer Data Rights

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The rules are stored in a distributed ledger, ensuring immutability, provenance, and transparency in decision making

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Improves speed, security, and the ongoing accuracy of mortgage data

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Supports responsible loan book growth with the ability to build in credit policy and regulatory rules

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Enables organisations to readily meet fast-changing regulatory compliance requirements

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Uses modern architecture and AWS cloud infrastructure

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Discover how Regchain unlocks new growth opportunities and value for financial service organisations. Book a demo and explore the platform for yourself.

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